November Updates

November saw the SG portfolio dip by 1.90%. This is primarily due to the oil prices nose diving. USA production of Shale gas is cutting their reliance on oil imports. No signs of recovery so far, OPEC has refused to cut production to prop up oil prices. We shall see how long this will last.

Holding	Position	Market Value (SGD)
Sheng Siong	15,000	$9,900
Sembcorp Ind	1,000	$4,570
Starhub	1000	$4,140
Soilbuild Biz REIT	4000	$3,160
OUE Ltd	2000	$2,040
OUE HT	2000	$1,810
AimsAmp Cap REIT	1000	$1,450
Ascendas HT	2000	$1,380
Total		$28,450

*As of 28th November 2014

Holding	Position	Market Value (USD)
IBM	10	$1,621.70

*As of 28th November 2014

October Updates

October has been a roller coaster month. With the protesting in Hong Kong continuing, Ebola spreading in the US, falling oil prices and the Feds ending QE, the market has fallen sharply. However, it also presents a chance for us to pick up discounted stocks. :) Hence, I have nibbled Sembcorp, OUE Ltd and IBM (US). IBM's stock price plunged to a three-year low recently after their CEO dropped the earnings forecast for 2015 (five-year plan to boost profit). However, I am confident that IBM has an experienced management team to turn the business around. It also boosts confidence that Warren Buffet is their biggest share holder. It is also my first foray into the US market since the gobal financial crisis period. The SG portfolio size has increased 32% this month due to the additional purchases. It also helps that the market rebounded in the last 2 weeks of October.

A short update on Sheng Siong, in my previous post they were not doing that well. Since then Sheng Siong Group has announced their third-quarter net profit which is 15.4 per cent higher to $12.2 million. Their stock price recovered to $0.670 per share after this announcement.

October's activities:

1. 21 Oct 2014 - Added 2 lots of OUE Ltd
2. 24 Oct 2014 - Added 1 lot of Sembcorp Industries
3. 29 Oct 2014 - Added 1 lot of IBM

Dividend Announcements:

1. Soilbuild (20 Nov 2014) - $61.84
2. IBM (10 Dec 2014) - USD 11
3. Aims Amp (23 Dec 2014) - $27.70

Holding	Position	Market Value (SGD)	% of SG Portfolio
Sheng Siong	15,000	$10,050	35%
Sembcorp Ind	1,000	$4,870	17%
Starhub	1000	$4,130	14%
Soilbuild Biz REIT	4000	$3,120	11%
OUE Ltd	2000	$2,110	7%
OUE HT	2000	$1,820	6%
AimsAmp Cap REIT	1000	$1,490	5%
Ascendas HT	2000	$1,410	5%
Total		$29,000	100%

*As of 31st October 2014

Holding	Position	Market Value (USD)	% of US Portfolio
IBM	10	$1,644	100%

*As of 31st October 2014

September Updates

September is not a good month for the portfolio. Given the issues of the Fed's discussion of raising interest rates and the very recent Hong Kong protests; the STI and other stocks have taken a quite a beating. The portfolio value stayed at a positive growth rate (2.50%) because of the additional funds from the purchase of 2 lots of Sheng Siong.

I have also decided to take profits from M1 and invest the proceeds into Sheng Siong to boost my holdings with them. However, Sheng Siong have not been doing well lately ever since the announcement of issuing 120 million new shares at $0.67 each. The current price ($0.665) now is even lower than that of the placement shares.

The portfolio now have 6 stocks remaining. As the market had taken a beating, I have been looking at a few stocks to purchase, but am torn between injecting fresh funds to the portfolio and saving up a war chest for more opportunities should the market tank further. Will continue to monitor the market and decide October's move later.

September's activities:

10 Sep 2014
Added 2 lots of Sheng Siong

22 Sep 2014
Divested M1 and used the proceeds to add 5 lots of Sheng Siong taking total holdings to 15 lots.

Holding	Position	Market Value	% of Portfolio
Sheng Siong	15,000	$9,975	45%
Starhub	1000	$4,110	19%
Soilbuild Biz REIT	4000	$3,180	14%
OUE HT	2000	$1,820	8%
AimsAmp Cap REIT	1000	$1,435	7%
Ascendas HT	2000	$1,430	7%
Total		$21,950	100%

*As of 30th September 2014 in Singapore Dollars above

Portfolio Market Value as of 30th September 2014

August Updates + OCBC 360 Account

If you compare the Market Value from last month and Market Value of my portfolio this month, there would be a decrease of -1.7%. This drop is attributed to realizing the losses from NOL. :(

I went to OCBC bank to sign up for the much touted OCBC 360 account promising 3.05% per annum  (up to 50K SGD of deposit) if 3 categories are fulfilled. That would be $1,525 worth of interest per annum! I have already deposit 10K into this account. Going to slowly fill it up to 50K soon. :)

Dividend Payout for this month:
M1 - $70
Starhub - $50
Sheng Siong - $60
Total = $180

Holding	Position	Market Value
M1	1000	$3,800
Sheng Siong	8000	$5,600
Soilbuild Biz REIT	4000	$3,160
OUE HT	2000	$1,800
AimsAmp Cap REIT	1000	$1,465
Ascendas HT	2000	$1,440
Starhub	1000	$4,150
Total		$21,415

*As of 29th August 2014 in Singapore Dollars above

Divest NOL

Today I've divested from NOL after almost 2 years. I've made a loss of 1K and have vested the proceeds into Sheng Siong to increase my holdings with them.

There are some lessons I've learnt from holding NOL (applies to me but may not be applicable to other people):

• Never invest in an industry that I do not understand well.
• Never buy stocks that do not give dividends.
• Never hold on to a stock for too long, hoping that it will rebound if I have better opportunities to generate returns elsewhere.
• There are more people in forums interested in discussing about a stock that is not doing well than those that are doing well and gives good dividend yield.

July Updates

July had been a good month.

Dividend announcement for this week:
M1 - $0.07/Share Payable on 15 Aug 2014
Starhub - 0.05/Share Payable on 28 Aug 2014
Sheng Siong - $0.015/Share Payable on 29 Aug 2014
Aims Amp Cap REIT - $0.0255/Share Payable on 23 Sept 2014
Soilbuild Biz REIT - $0.015/Share Payable on 1 Sept 2014
OUE HT - $0.0164/Share Payable on 2 Sept 2014

Holding	Position	Market Value
M1	1000	$3,750
Sheng Siong	4000	$2,840
Soilbuild Biz REIT	4000	$3,240
OUE HT	2000	$1,810
AimsAmp Cap REIT	1000	$1,495
Ascendas HT	2000	$1,530
Starhub	1000	$4,260
NOL	3000	$2,850
Total		$21,775

*As of 31st July 2014, numbers in Singapore Dollars above

June Monthly Updates

Monthly updates on the Portfolio below. I have since divested Singpost & Healthway to invest in more REITs. Taken profit for Singpost and some small losses (brokerage fees and small change in stock price) for Healthway to invest in higher yielding REITs. Portfolio is such that 50% various industries and 50% real estate type now.

Will probably not invest more funds in July as I need to build up my war chest for better opportunities. Anyway investing in bigger amounts helps to save on brokerage fees. :P

NOL unfortunately didn't do well for the past few years, still holding on hoping that it can break even eventually. Have taken 2 lot of losses and vested in Singpost, the profit made was enough to cover the losses. Maybe I should consider divesting the rest of NOL and try to earn the losses back. :`(

Slapping my own face

Yes, I have decided to take my profits from Singpost afterall. 30% profits was too tempting. I have divested Singpost to buy into Aims Amp REIT, Ascendas HT and increased my holding in Sheng Siong. Will update my portfolio status at the end of the month. No dividends from now till maybe sometime in August or September.

Good Day

Today is a good day for the portfolio*. :)

I have divested Healthway and my Malaysian stock holdings to buy into Soilbuild REIT.

*Prices as of 3:39 PM

Dividends

I am very tempted to sell Singpost this month due to the high % of capital gains but decided against it. Going to stick with my initial goal of having a big portfolio with a steady stream of dividends every month.

"Our favourite holding period is forever." - Warren Buffet

Re-cap of Dividends gained from Portfolio so far:

Feb 2014 - Singpost - $25

April 2014 - M1 - $142

April 2014 - Starhub - $50

May 2014 - Sheng Siong - $42

May 2014 - Starhub - $50

Total = $309

The Lazy Cat Trades

About the Cat:
I am just an average cat that trades. The HDB flat is my dwelling. My dream is to achieve finance freedom so that I have all the food I want without depending on my masters. Oh and I am lazy.

The Method:
To create a sizable portfolio with a sustainable stream of dividends.
Short Term Targets:
Portfolio size of 240,000 SGD
Monthly Divedend of 1,000 SGD
Conservative Dividend Yield of 5%

Obviously I have a long way to go. :P

Holding	Position	Market Value
M1	1000	$3,540
Sheng Siong	3000	$1,845
Singpost	2000	$3,290
OUE HT	2000	$1,770
Healthway	16000	$992
Starhub	1000	$4,200
NOL	3000	$2,955
Total		$18,592

*As of 30th May 2014

Portfolio Mix